Passive income target
Work backwards from the monthly income you want to the portfolio size that yields it.
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Corpus needed for your target, after tax
Annual income target (net)—
Gross income required—
Corpus if tax ignored—
Rule of thumb: at a sustainable 3% yield, every ₹10,000/month of pre-tax income needs ₹40 lakh invested. Very high advertised yields often precede dividend cuts — sustainability beats headline yield.